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Review of The Alberta Landlord Knowledge Vault

October 13th, 2017 · Alberta Landlord Advice, Alberta Landlord Knowledge Vault, Latest News

Alberta landlord knowledge vault for landlords

Get Help from Experienced Alberta Landlords and Property Managers with The Alberta Landlord Knowledge Vault

A Calgary landlord is calling for stronger protections for landlords after tenants trashed her house and destroyed her dreams of a financially stable retirement.

The recent CBC news story about has shocked landlords across Alberta. The landlady is Jennifer Leeming who is a single mom who owns a rental property in the Marlborough Park neighbourhood. Last November Leeming advertised her bright and spacious apartment and ended up renting to a young couple with four children.

Late Rent and “Working With The Tenants”

Pretty soon the tenants were becoming late on rent and the tenants said they were having some hard time financially. Leeming said she didn’t want to give the young family more financial pressure and tried to “work with them” rather than just trying to evict them. However, as the problems with getting rent continued Leeming decided to look closer at her tenants situation. She found their story didn’t add up.

Landlord is Out At Least $85,000 as Tenants Trashed the Property and Ran!

Leeming served 24 notice on the tenants and found a huge amount of damages to the rental. She then finally started the long eviction process and saw the damages getting worse as the court process slowly crept forward. By the time she got the right to evict the tenants she found they vanished…leaving behind a trashed rental property with damages over over $85,000.

The Alberta Landlord Knowledge Vault – Protect Your Rental Business and Succeed

Unfortunately what happened to Jennifer Leeming is not the first time we’ve heard about big tenant problems in Alberta.

And while politicians complain about “landlords gouging tenants” the reality is it’s becoming very financially risky to own a rental these days. While there are lots of good tenants around, there are also those who will “use the system” and take advantage of kind hearted, hard-working small residential landlords.

In order to help landlords succeed the Alberta Landlords Association has created The Alberta Landlord Knowledge Vault. It’s packed with information to help landlords with issues that we might face for only a one time fee to get it!

Questions include:

What are the best ways to prepare my rental to attract good tenants?

How can I convince the best tenants to rent from me over others?

Do I need to get any type of special insurance for my rental?

What are good potential renters really looking for these days? Is it a good idea to pay for a property manager?

How do you choose the best property manager?

Is it a good idea to hire a real estate agent to rent out my property?

How do you set the best rent to advertise?

How do you do expert market research on your local rental market?

Who ultimately decides how much the rent will be?

How do you pre-screen tenants to not waste time?

How do experienced landlords screen tenants who want to rent from you?

How do you set times to show your rental property?

Tenants keep cancelling appointments on me. How do you fix this?

Do you screen everyone who is going to move in?

Why is asking what renters are currently paying for rent important for me?

How do you avoid applicants who are just playing games and not serious?

How can I make sure the applicants say who they say they are?

Do you tell your potential renters how you are screening them?

What’s the best way to verify if they are working or not?

How do you go into in-depth checking of their employment information?

How do you screen self-employed applicants?

How do you screen tenants moving to Alberta from other provinces?

How important are personal references for Alberta landlords?

What do you do if the applicants refuses to give their current landlords information?

What do you do if an applicants refuses to provide their SIN number?

How do you run a credit check on a potential renter?

How do you read a credit check to determine if you should rent to them or not?

What do you do if their credit history shows late payments?

What do you do if the credit check shows a lot of debt?

What do you do if their is a collection on the renter’s credit report?

What types of credit scores do experienced Alberta landlords demand?

How do you choose the best tenants?

If you have two really good applicants, what is the criteria to choose one over the other?

What do you do if the applicants have no credit history?

How do you avoid renting from professional tenants?

How do you notify the person you want to rent to?

Are there any tips or strategies when telling your applicant you will rent to them?

How do you make sure the renters are clear on the rules from day 1 to avoid future problems?

What types of leases do you use?

What’s a period tenancy?

What’s a fixed term lease?

What’s better, a periodic tenancy or a fixed term lease?

What information should I include in my lease to protect myself?

Does the lease have to be in writing?

Can I require proof of insurance as a condition of the lease?

Is it okay to say no pets are allowed in the lease?

Can Alberta landlords change a pet fee?

What happens at the end of fixed term lease?

Can I charge a security deposit? How does that work in Alberta?

Can I charge a non-refundable pet fee and also charge a security deposit?

Can I deduct money from the security deposit for carpet cleaning, painting, and other damages?

If two tenants from my place and one moves out do I have to return half the security deposit?

Do you do an inspection when renters move out?

What happens if the tenant doesn’t show up for the move out inspection?

What do you do if your tenants don’t pay rent?

Can I end the tenancy if the renters don’t pay rent?

What do you do if the tenant breaks a rule in the lease?

What types of notices are available if your renters are breaking the rules of your lease?

What are the reasons I can use to evict a renter?

If the renters are damaging my rental what can I do?

If tenants are threatening me or other tenants in the building what can I do?

My renters are playing their music super loud so what can I do?

My renters are dealing drugs what can I do? W

hat do you do if your tenants are leaving garbage all over the place?

If the tenants refuse to leave at the end of the lease what do you do?

Can my tenants have lots of guests over at all times?

My renters want my contact information.

Do I have to provide it?

One group of tenants is complaining other tenants are noisy so what should I do?

I’m selling my property so do I have to tell my renters?

The buyer wants to keep the tenants so how do I handle this?

I live with my tenant and she argues with me about everything so what can I do?

How do you fix problems with tenants who live in your house with you?

Can I go to the Residential Tenancy Dispute Resolution Service for problems with renters living in my house?

How to you handle renters who want to sublet?

Can I refuse a tenant who wants to sublet my rental property?

How do you reply to a renter who wants to sublet?

My tenant says he wants to assign his apartment so what can I do?

What are legal grounds to refuse a sublet or assignment as I don’t feel comfortable with it?

My tenants did some repairs and now are charging me! Do I have to pay?

The new people I rented to brought in bedbugs so what can I do?

How do you give notice if you are going into the rental to do repairs?

How do you give notice to your tenants to enter the rental property?

Can a contractor enter the rental property without the landlord being present?

My tenant said she doesn’t have to pay rent while I’m doing repairs. Is this true?

How do landlords deal with tenants who are smoking or growing marijuana?

My tenants are fighting over their shared laundry do I have to get involved?

My renters go laid off and want to break the lease so what should I do? 

How do you deal with tenant vs. tenant issues?

Do I have to give my tenants who are moving a recommendation?

My renters got laid off and want to break the lease so what can I do?

My tenants wnat to change to lease agreement and say I have to, is this true?

The current rent check is NSF what should I do?

My tenants are rude and aggressive to me. I’m scared and wonder how I should deal with them?

I think I have “Tenants From Hell” and need help! What should I do?

And much more!

The Alberta Landlord Knowledge Vault

Alberta landlords are good people.  We are important stake-holders in Alberta. We are key players in our provincial economy.

The current rules are often used by bad tenants against landlords and there are many examples of people losing tens of thousands of dollars. Make sure you are not one of them.

Make sure you are prepared for any problems that arise and make sure you are in Charge Of Your Rental Business with the Alberta Landlord Knowledge Vault!


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How To Find Good, Paying Renters in 2017?

May 5th, 2017 · Alberta Landlord Advice, Alberta Landlords Association, Credit Check, Latest News, Tenant screening


Despite some economic challenges, experienced and successful Alberta landlords know how to find good, paying renters in 2017

Alberta landlords know the past year has been a challenging one for many of us. This is especially true compared to how good things were only a few years ago.

There have been a lot of posts at the Alberta Landlords Association community members forum from small residential landlords explaining the challenges they are facing these days.

Edmonton Landlords

An Edmonton landlord wrote about problems finding good tenants compared to years past.  He explained that only a few years ago he would put up an advertisement and receive a bunch of replies within a day or two (and sometimes in the same day).

He posted this on the Alberta Landlords Association forum and asked how other landlords were finding the market in 2016 and what to expect in 2017.

His question was a good one. There has been a pretty significant raise in the number of empty properties.  The Edmonton Sun had a report showing that Alberta vacancy rates climbed to 8.1 percent from 5.6 percent in 2016.

Supply and demand is important in the rental industry and when there is more supply (rentals) than demand (tenants wanting to rent) it can lead to a very difficult environment to find people to fill your units fast.

Calgary Landlords

Jen is a Calgary landlord who replied to the thread saying she was having a hard time too.  She posted an ad for her Calgary rental unit and received a lot of replies.  But when people came to see her place they wanted to negotiate things like the rent price and even things such as getting a new paint job and updated appliances.

Lethbridge Landlords

A couple of teachers who are Lethbridge landlords with a student rental say there are new places coming on to the market.  It’s like everyone thought there was a “pot of gold” owning rental properties a few years ago and now there are too many buildings and not enough renters.

How To Find Good, Paying Renters in 2017 

Lots of landlords are worried about the challenges they face in 2017. With all these comments on the difficult situation there was a terrific reply at the Alberta Landlords Association about finding great tenants for your rental property.  It was from a very experienced landlord who has been through good times and bad. Here’s some of their wise advice:

1. Make Your Property Stand Out From the Crowd

First impressions count. Everyone wants to have a nice exterior to attract good paying tenants.  Whether it’s when tenants see your ad online or when they drive by to take a look, you want to make sure your property stands out.

2. Make Sure Your Rental Is Safe and Renter-Friendly

It’s important to also look ‘under the hood’ of your rental property and make sure everything is working right.  Make sure all the doors close properly.  Spend time checking there aren’t any leaks, mold, or broken electrical sockets. If the rugs or carpets are a bit frayed, fix them or replace them.

Nowadays tenants all across Canada are becoming very careful about choosing where they will spend their hard earned money. Tenants want to make sure their rental housing is safe and legal.

How about the basement? Take your potential renters and show them it’s clean and not damp. What about your windows?  Make sure you don’t have any drafts and let your potential renters check it for themselves. 

3. Price Your Property Right

It’s important to check out what other properties in your area or renting for.  Experienced landlords all know there are going to be some real low ball prices out there.  Usually these properties are priced that way for a good reason: they are dumpy. 

If you see some low ball prices go take a look at the properties and make sure they really are inferior to yours.  In challenging economic times some new landlords will panic and set their prices at a cheap rate.  You have to know who your competition is for the best renters out there.

4. Let Potential Renters Know What a Terrific Landlord You Are

This is a very important piece of advice. When you meet potential tenants you can use this opportunity to not only tell them about the property.  You can also let them know about you, their potential landlord.

Let’s face it, some new landlords aren’t the most ‘service oriented’ folks out there. This means many renters are a bit wary who their landlord will be (and for good reason). The presents a wonderful opportunity for you to make yourself shine!

For example, you can explain to them how you take being a landlord very seriously. Let them know you always try to reply to any calls or emails quickly. Tell them about repairs you have done in the property.  Take them for a personal tour of the property so they know you are not an absentee landlord.

If you have a property manager, invite them to come along to meet the new prospective tenants. This is help your prospects choose you and your rental property. Remember to do what it takes to show them you are the landlord they’ve been looking for. 

5. Add A “Personal Touch” For Your Tenants

If tenants have a few high quality rentals to choose from, make sure you take action.  An extra month of vacancy is going to cost you more than offering some sort of improvement on the house. 

You can get good tenants to choose you and your rental property by offering to paint the bedrooms or supply a dishwasher (which you can keep for years to attract tenants in the future).

 Alberta Landlords Can Find All the Good Renters Out There

Successful Alberta landlords have learned tips and strategies to succeed no matter what the economic climate. There are always lots of good tenants out there and it’s up to you to make your rental property the one they choose. Make sure you always conduct proper tenant screening (at all times) and run a credit check.

We will have more tips and discuss them in our next post. Alberta landlords make sure you focus on your goals and do what it takes to find good tenants and make your rental property a success!

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More Tips and Strategies to Help Alberta Landlords Succeed in 2016

June 4th, 2016 · Alberta Landlord Advice, Alberta Landlords Association, Latest News

Alberta landlords - how to succeed as a landlord in challenging times

 Successful Alberta landlords offer tips to help other landlords succeed in challenging times


The last story on the Alberta landlords association blog site was called “top tips for landlords to succeed in 2016“.   It took off like a storm.

It was a post written by experienced landlords who wanted to help other Alberta Landlords. After all, by helping each other we can improve the entire rental industry to benefit both good landlords and good tenants.

With tens of thousands of hits, it was shown that not only do many small residential landlords in Alberta want to succeed and make profits, it also shows that many landlords face difficult challenges these days.

It wasn’t only all the hits that proved this, it was the emails sent in and messages on the Alberta Landlords Association forum. The reality is lots of good and motivated landlords are facing difficulties and looking for answers.

The Current Economy Is A Challenge For Landlords, But You Can Still Succeed and Make Profits

Experienced and successful Alberta landlords don’t like to sugar coat any thing. Be warned there are some people and groups out there who might not have your best interests at heart and are really “sales people” and not landlords. Contributors to this blog are landlords who offer great properties and great value to good tenants.

We like things to be said frankly and said straight with no B.S.

The reality is the economy has been hit hard by the decline of the price of oil and other commodities. We also elected a provincial government that many landlords feel is not on their side.

These and other factors have had a negative impact on landlords and the residential residential industry in Alberta.

Help For Alberta Landlords

Lots of messages and requests for help were sent in. Based the messages sent in we have asked our expert landlords to provide more tips and advice. Some of these messages were:

Edmonton Landlord Asks “How Do I Choose the Right Tenant and Verify Their Story?”

A landlord in Edmonton wrote in about tenant screening.

Her question was, “How important is a credit check really? I’m not talking about a perfect situation because I don’t have perfect applicants calling me. I need to know how this works, realistically”

She continued.

“A few days ago I had a couple apply for the upper in my duplex. I asked them why they were moving and they told me it was because their current landlord was nasty. They said the landlord ripped them off. He was very shady and rented out a property that had mould and they could smell weed in the drywall and the carpets.”

“They both believed the place used to be rented to druggies and they couldn’t bear it and needed to break the lease with the landlord. They said they had stayed in their last rental property for 4 years because it was a well maintained place and the landlord was honest. I’m not sure what to do now.”

“How would a credit check help me in this situation?”

A Calgary Landlord Asks How They Can Stand Out in a Competitive Rental Market?

A landlord in Calgary said he was finding there was a lot of competition out there for new tenants.

Not only that, but some of his current tenants were thinking of moving to other, cheaper, properties in the area. The last part of the email was:

“How can I let prospective tenants know I’m a service oriented landlord with well maintained rentals? And how can I make sure my current renters don’t move into something cheaper? I know if they move they will regret it, but worry those other unprofessional landlords offer low rents and lots of perks might persuade them to make a bad decision.”

More Tips and Strategies for Alberta Landlords Success

These questions are only the tip of the iceberg and there are hundreds more.

And our experts Alberta landlords are happy to help.

We’ll have more tips and strategies on the way. In the meantime, remember to run tenant credit checks to make sure you “know who you are renting to.”

You can run discounted checks by becoming a member of the Alberta Landlords Association for a low one-time fee.

You can also get access lots of important services such as

(1) Eviction Notices

Alberta landlords eviction notices

(2) Guidebooks

Alberta landlords guide

(3) Alberta Landlord Education Expert Advice and Hep CDs

Alberta eviction guide

Alberta landlords tenant challenges CD

Alberta Landlords Success in 2016

The Alberta rental market is challenging for landlords in 2016. But experienced and successful landlords have been through these types of things before and prospered. You can too!

Good times are just around the corner and make sure you and your rental properties get through the tough times and are ready for the coming good ones.

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Top Tips For Alberta Landlords To Succeed in 2016

April 13th, 2016 · Alberta Landlord Advice, Alberta Landlords Association, Latest News

Alberta landlords tips for landlords

 Successful Alberta landlords offer tips to help you to succeed


The question at the Alberta Landlords Association forum was one that many landlords across the province are asking as we are soon to enter 2016. The topic was timely and the answers provided where helpful.

A new Edmonton Landlord named Cindy Xi asked about how to avoid difficult tenants and how to find good ones. She wrote she was worried about renting out her new investment property and asked for some help.

The reality is we landlords do face a lot of challenges in 2016. We are experiencing a downturn in oil prices and this means less jobs and less good tenants. On top of that we face a provincial government that many think doesn’t really understand or appreciate the hard work and financial risks small residential landlords have undertaken to provide high quality rental properties in Alberta.

Remember it wasn’t that long ago when Calgary Mayor Nenshi was accusing landlords of gouging tenants. Funny how we haven’t heard anything substantial from him now that real estate is dropping and vacancy rates are rising. Are we still ‘gouging tenants’ Mayor?

Even with a more complicated economic climate experienced and successful landlords know there are lots of great tenants out there and you just have to find them (and weed out the bad tenants who want to rent from you). Landlords across Canada know that it’s just a matter of time before the Alberta economy takes off.

Top Alberta Landlord Tips for 2016

Take a look at how Alberta landlords can be successful in 2016. This is Part 1 of important tips from experienced and successful Alberta landlords who want to help you succeed.

1. Make Sure You Know the Economic Climate Before You Invest

Make sure you are are of how your local economy is. Is it growing? That means more jobs and more hard working people seeking them. Is it stagnant? That means you might have to wait a bit longer to find a great tenant. Or you might have to lower rent price.

2. Learn the Regulatory Environment You Are In As a Landlord

Are you aware of the rules? Are you ready in case you have to evict a tenant? Do you know how to handle someone who breaks a lease? Become an “Alberta Landlord Expert.”

3. Buy the Right Property

Be honest about your rental property. Will it attract good tenants? Will these tenants choose your property over other rents in the area?

4. Avoid “Get Rich Schemes”

Avoid seminars claiming it’s easy to get rich as a landlord. It’s not. You need to be professional and have a long-term plan.

5. Screen Your Tenants Carefully

Always include a credit check to make sure your tenants are financially responsible people.

Make 2016 Your Most Successful Year Yet!

Experienced and successful landlords know that no matter what the current economic climate the rules for success are the same. If you buy the right property and screen your tenants in a professional manner you are on your way to renting to great tenants!

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Alberta Landlords Association Members – We Contacted the Residential Tenancy Dispute Resolution Service (RTDRS) to Help

August 1st, 2015 · Alberta Evictions, Alberta Landlords Association, Alberta Rental Property, Latest News, Residential Tenancy Dispute Resolution Service, RTDRS

 Alberta landlords Residential Tenancy Dispute Resolution Service 2015

Successful Alberta landlords know the importance of good tenant screening. This is especially important with the government planning some changes to make the laws in Alberta less friendly to landlords such as rent control.

In fact, most experienced and successful landlords put ‘tenant screening’ on the top of their list of the most important steps to succeed. Tenants who pay rent on time and respect you and your rental property are the main drivers for you to run a profitable rental business.

How Can You Screen Tenants To Make Sure They Are Good Tenants?

We have written about this subject before. One of the most important tools successful landlords use to screen tenants to make sure they are good tenants is a credit check. You can join the Alberta Landlords Association (the real one, not the group in Edmonton who changed their name to sound like the real ALA) for a low one time registration fee and start running premium credit checks for the member price of $10/check.

What Does A Credit Check on a Tenant Show Me?

It shows a lot. And it includes the information a landlord needs! For example a credit check can be done on your home computer (it takes about a minute) and it will show you lots of information about your potential tenant. It includes:

1.Real Past Addresses

Are those past addresses on the application honest? The credit check will show you!

2. Employment History

Did they really work at these jobs? Are they currently employed where they say they are employed? Run a credit check to verify and find the truth.

3. Do They Owe Anyone Money

Did they rip anyone off in the past? Do they owe money to former landlords or anyone else? A tenant credit check will give you a full view of past debts.

4. Credit Score

The credit score is the ultimate indicator of financial risk. 

5. Recommendation – should you rent them or not?

Should you rent to these tenants? A credit check even gives you a recommendation along with all the other data…all for $10 for ALA members!

Even Good Tenants Can Change

Sometimes you still can face off with some bad tenants. People can change. For example, a terrific couple renting your investment property can start arguing and separate.

Or a former good tenant can lose their job. They stop paying rent because they can’t afford it.

Some good tenants change their ways because they learn from bad tenants how to manipulate the system.

What Can You Do If You Have Problems With Your Tenants?

The rules have changed in Alberta as landlord and tenant issues are now being directed to the Residential Tenancy Dispute Resolution Service.

Edmonton Landlord Asks For Help With Bad Tenants

An Edmonton landlord recently wrote in:

I rented to a couple who fought and now there is only “her” living there and a variety of new boyfriends. Things have changed and now I consider her a ‘bad tenant’ because she owes me rent.

What can I do?

Residential Tenancy Dispute Resolution Service (RTDRS)

We contacted the Residential Tenancy Dispute Resolution Service (RTDRS) directly and asked them to provide some details to us.

1. What Does the Residential Tenancy Dispute Resolution Service Do?

The Residential Tenancy Dispute Resolution Service (RTDRS) offers landlords and tenants an alternative means of resolving serious disputes outside of court. The RTDRS is designed to be faster, more informal and less expensive than the courts. 

2. Where Can Landlords Get More Information About Your Services?

Detailed information and downloadable tip sheets about using the service are available on our website at:

3. For What Tenant Issues Can Landlords Apply For?

Landlords may apply for the following remedies:

#1 where the breach consists of non-payment of rent, recovery of arrears of rent

#2 where the breach consists of failing to give up possession of  the residential premises,

#3 recovery of possession of the premises from the over holding tenant

#4 recovery of compensation for the use and occupation of the premises by the over holding tenant

#5 where the breach is a substantial breach, termination of the tenancy

#6 recovery of damages resulting from the breach.

4. How Does the RTDRS Process Work?

Once someone chooses to use the service they must submit to the service their completed application form. The RTDRS will file their application and set a date and time for the hearing to take place.

5. What Happens at a Hearing?

The matter will be heard before a Tenancy Dispute Officer who is authorized to make binding decisions on claims up to $50,000. The decision of the Tenancy Dispute Officer is binding on all parties.

6. How Can I Find My Local RTDRS Office?

To confirm that the RTDRS has coverage in the geographic area of Alberta where the rental premises are located, please visit our website:  

7. How Much Does it Cost An Alberta Landlord To File With the RTDRS?

The filing fee for the dispute resolution service is $75.

8. Who Can I Contact For More Information?

If you have further questions, please contact us at:

Edmonton: (780) 644-3000

For toll-free access within Alberta, first dial 310-0000

Alberta Landlords and RTDRS

We recommend landlords take great care and rent to good tenants. Renting to good, qualified tenants means you will rarely have to go to the RTDRS for a hearing.

If you do have to go we hope the information we provided was helpful. For more information you can listen to the Alberta Eviction Guide CD when you become a member of the Alberta Landlords Association.

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How Can Alberta Landlords Run Safe and Legal Credit Checks On Tenants?

October 3rd, 2014 · Alberta Landlords Association, Credit Check, Latest News, Tenant screening

 How Can Alberta Landlords Run Safe and Legal Credit Checks On Tenants

Equifax Canada wants to help Alberta landlords learn how to run credit checks on tenants in a safe and legal way!

Alberta landlords are becoming aware of the important of running credit checks as part of their tenant screening process.

There are so many good tenants out there who want to rent from professional landlords who own nice rental properties.

These are people who not only pay rent on time, they will treat your rental property with tender loving care and treat you with the respect you deserve as a residential income property investor.

It’s just a fact of modern day life there are also some people people out there who target small landlords and think we can be played and ripped off easier than a corporate landlord or large property management company.

After all, many small landlords are hard-working and honest people who want to trust people.Sadly, as this B.C. landlord found out it’s easy for bad tenants to take advantage of trusting small landlords.

These are tenants who tell great stories to get you to rent to them, then end up not paying rent, or trashing your place, installing marijuana grow-ops or even becoming violent.

Smart Landlords Run Credit Checks on Tenants

When you run a credit check on tenants you learn the ‘cold hard truth’ about the person you are renting to.

This includes real FACTS on whether they pay their bills on time and if they have ripped off anyone in the past.

Good tenants appreciate landlords who run credit checks because it helps them get accepted to rent the properties they want.

Make Sure You Run Tenant Credit Checks The Right And Legal Way

Since many Alberta landlords are new to running credit checks on tenants they aren’t aware of the rules.

As a landlord, you need to use certified and licensed companies that are authorized to run credit checks for landlords on tenants.

There aren’t a lot of companies out there. The companies that are allowed (by law) to run credit checks on tenants are TVS, Equifax, and GARDA.

Answers For Alberta Landlords From Equifax Canada

Equifax is a partner with the Alberta Landlords Association.

We contacted Equifax and asked them to provide advice for Alberta landlords who want to run credit checks on tenants.

We asked a few important questions and Equifax provided answers for Alberta landlords.

Question #1 Can I Ask A Mortgage Broker, Realtor or Insurance Agent To Run A Tenant Credit Check For me?

EQUIFAX: No, you can’t. And if you do so you are leaving yourself vulnerable to your renter causing trouble for you and the person who tried to help you.

Question #2 What Does A Credit Score Tell A Landlord?

EQUIFAX: A credit score identifies the potential risk of future default of a consumer based on their current and past performance in terms of paying their obligations as agreed to at account opening. It is  therefore an good indicator of the financial risks to a landlord of renting to a specific consumer.

Question #3 Why Do Some Tenants Have Low Scores?

EQUIFAX: The core drivers of a credit score are payment patterns (are all products paid as agreed or are their late payment/collections on file), utilization (amount owed versus available credit), length of time the accounts have been opened (new credit or long-standing product), credit product account type (higher risk retail product versus secured loan as an example), inquiry traffic (high credit seeker or lower inquiry traffic).

Question #4 What Happens If a Landlord Gets a Friend To Run a Credit Check on Tenants?

EQUIFAX: The Equifax Service Agreements that these “friends” (who  are pulling on behalf of landlords) explicitly requires that the consumer credit files from Equifax Canada Co. are for their exclusive use ONLY. They are clearly restricted from sharing with other entities. Federal disclosure legislation (PIPEDA) also defines the requirements for true and accurate disclosure to a consumer as to whom their personal information has been provided.

This practice is a breach of the Agreement and clearly puts their membership w Equifax at risk. There are no jurisdictions in Canada where this practice is allowed, no exceptions.

If an unauthorized inquiry is identified, a consumer can contact Equifax directly and we will investigate free of charge (English: 1-866-828-5961, French: 1-877-323-2598).

 Alberta Landlords – Run Tenants Credit Checks the Right Way!

Equifax Recommends small landlords join the Alberta Landlords Association for One-Time Registration fee and get access to Equifax, TVS and GARDA premium credit checks.

For only a low one time registration fee you can begin running premium LEGAL AND SAFE credit checks for the low price of only $10/check.

You can take a couple minutes to run a check for only $10 and make sure you know who you are renting to and avoid bad tenants. Take advantage of this amazing opportunity!

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Alberta Landlords – Make Sure Your Renters Get Insurance

September 1st, 2014 · Alberta Landlords Association, Latest News, Renters Insurance, Tenant Credit Check

 Alberta Landlords - Make Sure Your Renters Get Insurance

Renter’s Insurance Is An Important Way Alberta Landlords Can Protect Our Rental Property

Things continue to look good for Alberta landlords in 2014. According to a story in the Calgary Herald our residential real estate market is hot.

It reported on data provided by the Calgary Real Estate Board that showed a record number of transactions through the MLS system in July.

The sales total was 2,336 which beat the previous best number of 2,273 from way back in 2005.

Average sales prices are up nearly 5% and we reached month #30 of sales price growth.

The Calgary market has been buoyed by huge net migration to the area. According to Canada Mortgage and Housing Corporation (CMHC) net migration to the City of Calgary area reached a new record 45,168 in 2013.

With Property Prices So High It’s Another Reason Alberta Landlords Need To Be Careful

Your property has always been an important investment. With prices rising fast it’s never been more important to protect yourself by renting to good tenants.

It’s a reason why Alberta landlords need to screen your tenants carefully and also make sure you run a credit check on your tenants before renting to them.

A tenant credit check is a fast and affordable way for you to make sure you know who you are renting to and make sure your tenants are financially responsible people.

Renter’s Insurance

It’s also important for landlords to make sure your tenants get ‘renter’s insurance.’

Renter’s insurance is also called tenants insurance or contents insurance. It is a way for tenants to protect themselves and a good way for landlords to protect our rental properties.

What Is Renter’s Insurance and How Can It Protect Tenants and Landlords?

This is insurance coverage for tenants that will replace the possessions in apartment they are renting in case there is anything stolen or damaged. For example, if there is a thief or a flood or a fire, tenants with renter’s insurance will be covered for things like their phones, computers, clothes and other possessions.

It’s very easy to get a policy and inexpensive. Unfortunately many renters still don’t get coverage.

Why Don’t Many Alberta Landlords Get Insurance?

Many renters don’t even know about it.

This is why it’s important for professional Alberta landlords to educate your renters about the importance of getting insured.

How Does Renter’s Insurance Help Landlords?

If there is a robbery, or a fire, or a flood some renters will expect the landlord to cover the costs of their losses. This can lead to a long and bitter battle that is unnecessary.

If your renter’s have insurance the insurance company will cover their losses.

How Can I Encourage My Tenants To Get Renter’s Insurance?

It’s important to educate them.

Let them know about the South Hamptons condo fire in Edmonton where many tenants lost everything. Those who had renter’s insurance will at least get money for the possessions they lost.

Here are three important points you should bring up when you educate your tenants.

Why get Renters Insurance? 

Here are a few great reason to get renter’s insurance.

#1 Protect Your Possessions

This type of insurance will cover you for everything from pots, dishes and pans all the way to furniture and electronic equipment.

#2 Assist You In The Event of Any Problems

Imagine their is a large fire in your building or a flood. The policy can cover your expenses including things like meals and motel bills until you can move back.

#3 Protect Yourself From Potential Legal Action

What if someone visits you and falls and hurts themselves. This policy can cover you for any legal action.

How Much Does Renter’s Insurance Cost?

Renters can get plans as low as $15 per month.

It’s a great way to protect themselves for very low monthly fees.

Alberta Landlords – Renter’s Insurance

With rental property prices rising fast it’s important you protect yourself in case of any problems.

Join the Alberta Landlords Association for a low one-time registration fee (no annual fee!) and start running premium tenant credit checks to make sure you know who you are renting to.

Make sure you educate your tenants on the importance of getting renter’s insurance. It will protect them and it will protect you!

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Alberta Landlords – Residential Tenancy Dispute Resolution Service (RTDRS)

August 1st, 2014 · Alberta Landlords Association, Residential Tenancy Dispute Resolution Service, RTDRS

 Alberta Landlords - How To Handle Landlord and Tenant Disputes

Alberta landlords – If you have tenant problems the Alberta government is moving landlord and tenant disputes out of the courts to the Residential Tenancy Dispute Resolution Service (RTDRS)

Successful Alberta landlords know the key to success is making sure you rent to good tenants. If you don’t you will have to go through a long legal procedure to settle the dispute.

This is why tenant screening including running credit checks on your tenants to verify information is so important.

And the good news is there are lots of tenants out there wanting to rent from you.

Just last month the CMHC (Canada Mortgage and Housing Corporation) released a rental market report stating Edmonton and Calgary have the lowest vacancy rates in Canada at only 1.4%.

According to Yahoo News, this has led to some tenants even complaining how difficult it is to find a nice property to rent.

What Happens If You Rent To A Bad Tenant?

This is where the recent news about landlord and tenant disputes from the Calgary Herald is important for landlords.

Sometimes landlords slip up and we rent to people who aren’t good tenants.

These are people who don’t pay rent on time and don’t respect the rental property or their landlord.

And let’s face it, amongst all the good tenants there are bad tenants out there and they can be tricky. It happens to BC landlords and it can happen to landlords in Alberta if you aren’t careful.

Residential Tenancy Dispute Resolution Service (RTDRS)

The government plans to introduce legislation in the fall that will transfer authority over landlord tenant disputes to the quasi-judicial Residential Tenancy Dispute Resolution Service (RTDRS)

Landlord-tenant disputes will be moved out of the courts and heard by a provincial tribunal as part of a package of civil reforms being unveiled Monday by Justice Minister Jonathan Denis.

What Is the Residential Tenancy Dispute Resolution Service (RTDRS)?

A tenant or a landlord who has concerns related to termination of a tenancy, unpaid rent/utilities, security deposit, damages, repairs or other common disagreements would use this service to seek justice.

The Residential Tenancy Dispute Resolution Service (RTDRS) offers landlords and tenants an alternative means of resolving serious disputes outside of court. The RTDRS is designed to be faster, more informal and less expensive than the courts. It’s also important landlords use proper leases, applications and notices which you can get from the Alberta Rental Kit.

Why Is This Happening?

There are a number of reasons.

1. There are too many Alberta landlord and tenant disputes

The provincial government says that landlord and tenant disputes are now making up 5% of the provincial court case-load and that means other non landlord-tenant cases are being delayed.

2. The Residential Tenancy Dispute Resolution Service is less expensive

This will also allow Alberta landlords and tenants to represent themselves without the need to hire expensive lawyers.

3. Residential Tenancy Dispute Resolution Service staff are trained

The Residential Tenancy Dispute Resolution Service is the most logical place for rental property cases because hearing officers have legal training and specialize in landlord and tenant law.

4. The government can focus on improving it

The government will hire more staff for the RTDRS.

The RTDRS application limit will increase from $25,000 to $50,000 on August 1, 2014.

Alberta Landlords – Residential Tenancy Dispute Resolution Service (RTDRS)

How will Alberta landlords handle any landlord and tenant disputes? You will soon have to use the Residential Tenancy Dispute Resolution Service (RTDRS).

The best way to avoid disputes in the first place with property tenant screening including Alberta credit checks on tenants.

There’s no reason why professional landlords who rent to responsible tenants should have to go to use the Residential Tenancy Dispute Resolution Service.

Join the Alberta Landlords Association for only a one-time registration fee!

As a member you can start running premium credit checks on tenants for only $10 / check and make sure you rent to good tenants!

Alberta landlords you can avoid the Residential Tenancy Dispute Resolution Service (RTDRS) and tenant problems with tenant screening, including tenant credit checks!

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Alberta Landlords – What Does A Tenant Credit Check Tell You?

July 1st, 2014 · Alberta Landlords, Credit Check, Property Management, Tenant screening

 Alberta landlords what does a tenant credit check show

Alberta Landlords – Everyone Says Running A Tenant Credit Check Is Important.

What Does The Credit Check Tell a Landlord?

Last month we took a look at why successful Alberta landlords will include a credit check in their tenant screening process to find great tenants.

We received an email from an Edmonton landlord asking the following:

I’m very excited to be learning about this way to help me find good tenants.

I heart goes out to those dealing with these bad tenants (don’t pay rent, grow ops, trash the house, etc!)

But I’m still trying to figure out what the credit check will show me about the tenant to help me decide to rent to them or not.

Thanks! Al in Edmonton.”

Let’s take a look at why a running a tenant credit check is important for Alberta landlords.

#1 Good Credit Means Tenants Pay Their Bills

If you don’t pay your bills on time, it will lead to bad credit. If you do pay your bills, you will on the road to having a high credit score.

Good tenants pay their bills on time, and that includes paying the rent on time.

#2 If You Are A Tenant With Good Credit You Want To Maintain Your Good Credit

If you have a high credit score it’s very important to keep it high.

A high credit score means you can get car loans and get a mortgage when you want to buy your own house.

#3 Tenants With High Credit Scores Understand the Important of A High Score

Achieving a high credit score isn’t easy. So if you have a good score you don’t want to risk it dropping.

So why would any tenant with a good score want to cheat their landlord and lose their credit position?

Answer: they don’t.

If they get evicted and owe rent or money for damages the landlord can ruin their credit score and this will effect their future.

What is The Cost of Running a Tenant Credit Check?

There are some companies out there such as Backcheck that charge you $29 for one check and they don’t even include a credit score!

Other companies out there aren’t clear about their prices.

Some associations in Calgary and Edmonton charge landlords an annual fee just to join up.

If you join the Alberta Landlords Association you only pay a one-time registration fee, (no annual fee!)

You can then start doing premium credit checks from TVS and GARDA that include a credit score!

It’s a great way to get your rental business on the right track and find great tenants.

Alberta Landlords – Checking Your Potential Tenant’s Credit Can Save You Thousands of Dollars.

Join the Alberta Landlords Association and Start Running Credit Checks For Only $10/Check (and they include a credit score!) and No Annual Fees.

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Alberta Landlords: You Can Make Sure You Rent To Great Tenants!

June 1st, 2014 · Alberta Landlords, credit checks, Tenant Credit Check

 Alberta landlords rent to good tenants

With So Many Good Tenants Out There, Make Sure You Find Them And Avoid Pro Tenants!

Do Premium Tenant Credit Checks for Only $10/Check With No Annual Fee For Membership

“Migration to Alberta is exploding.” The report from Global News about the huge amount of migration to Alberta is exciting news for Alberta landlords who want to rent to great tenants.

According to the news report more than 43,000 people left the rest of Canada to come to Alberta.

This is the biggest province to province movement in nearly 25 years.

It increased the Alberta population by over 1%.

Great New For Alberta Landlords

This is great news if you are a Calgary landlord where a report report from the National Post said the the vacancy rate is only around 1%.

It’s also great news for Edmonton landlords or a landlords anywhere in the province because it means a lot of great people are coming to Alberta for jobs and many of them want to rent a house or apartment.

Amongst All These Good Tenants Are “Professional Tenants” Who Will Rip You Off

With all the good news landlords can let down their guard.

Yes, the majority of people calling you wanting to rent your property are going to be good tenants.

However, there is also a large number of “professional tenants” out there and this number is increasing as they come from other provinces to ours.

Last month we reported a story of a Calgary landlord who is having to sue his ex-tenants for starting a marijuana grow-op in his rental property. 

The landlord has lost over $100,000 because he rented to the wrong people.

Heed the warnings from BC landlords who have a recent case of serial bad tenants owing nearly ten landlords thousands of dollars.

And it’s important to look at what  is happening in Central Canada where Ontario landlords are doing credit checks on everyone interested in renting from them.

Unfortunately, many of these tenants are coming to Alberta.

How Can I Protect Myself From Bad Tenants?

It’s absolutely essential landlords do an Alberta landlord credit check as part of your tenant screening process.

How Can A Tenant Credit Check Help Me?

A credit check can offer the landlord a wealth of information on a tenant.

And the government allows landlords do conduct tenant credit checks in Alberta!

How Can Alberta Landlords Conduct Tenant Credit Checks?

There are a few associations that provide credit check services.

The Alberta Landlords Association is the best because they only charge a one-time fee for premium TVS credit checks for only $10/check.

TVS credit checks for $10/check is the landlord deal of a life-time!

What Albert Landlord Association Should I Join?

You should join the best Alberta landlord association with is the Alberta Landlords Association.

As a small landlord you need great documents and great tenant credit checks.  You also need an affordable membership fee!

Let’s compare the Alberta Landlords Associations:

1. Calgary Residential Rental Association

Membership is an annual fee of $145!

2. Edmonton Apartment Association

Membership is an annual fee of $100 per year!

3. Alberta Landlords Association

They only charge a one-time registration fee of $99! No annual fee! 

Start Conducting Amazing Credit Checks on Your Renters

And with that one-time fee you get documents, private membership forums and premium TVS credit checks for only $10/check compared to the non-member price of over $21/check!

You can do these premium credit checks from Equifax data from your own home or office computer, and get the credit check result within a minute!

You even get a toll-free number to use to help you get set up fast!

Alberta Landlords Make the Smart Decision and Save Money and Get the Best Landlord Services! 

Make sure you find great tenants and avoid the professional tenants.

By joining the Alberta Landlords Association for a one-time fee you get a ton of great services including premium credit checks for only $10/check!

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